Here is a guide to help you with Moving and Home Buying check lists.
 
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John Kavazanjian
Mizner Grande Realty
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Moving and New Home Buying Checklists

 

There’s a lot to consider when you’re planning to move to a new home. The following lists can help you keep it all organized and cover a few of the basics of moving and buying.

 

Moving

 

  • Clean and clear the clutter. Make a sweep of your entire home at least one month before moving day. Purge belongings you no longer need or want. This is a great time to have a yard sale and make some extra money to help with moving day expenses.

 

  • Stock up on supplies. Boxes and tape are just the beginning. You will also need newspaper, bubble wrap, and special packaging for large electronics and appliances. UShip suggests having twist ties on hand for the electronics. Wide-tipped Sharpies and color-coded stickers will help you stay organized.

 

  • Pack the non-necessities. Start the packing process by boxing things you don’t use every day. This might include out-of-season clothing, extra dishes and kitchen utensils, family heirlooms, and arts and craft supplies. You can pack your daily-needs items closer to moving day. Don’t forget to purchase moving insurance for valuable items.

 

  • Safely dispose of non-packables. Do not transport flammable materials, plants, used toiletries, or toxic chemicals, such as gasoline or paint thinner. Talk to your pharmacist about medications and how to safely pack them for transport. Do not pack your wallet or cell phone and chargers; these should stay in a separate bag on your person.

 

  • Let utility and other service providers know you are moving. While it might be nice to leave your bills behind with your old house, life doesn’t work that way. Inform the Post Office, Social Security Administration, and your phone, internet, and cable providers that you’re moving. Schedule a “turn-on” day at your new home.

 

  • Check the spaces you don’t normally use. Check your attic, crawlspace, outbuildings, and other storage spaces you don’t use every day one week prior to the move. Bankrate illustrates how easy it is to leave a valuable behind.

 

Buying

 

  • Look for a house you can afford. Your affordability estimate will depend on where you’ll live, your income, and your monthly spending. Use an online calculator that takes these factors into account. It should also help you determine your down payment and mortgage payment.

  • Partner with a good agent. A good buying agent will keep your needs at the forefront of their thoughts. They can help you identify potential homes you hadn’t considered in your online MLS search, such as properties just over budget and those listed in-office that may have a price drop in the near future. Communicate your wants and needs up front with your agent and give them a few non-negotiable features, such as access to public transportation if you don’t own a vehicle. If you are also selling a home and staying local, your buying agent can help with this process, too.

 

  • Clean up your credit. When it comes to financing, the higher, the better where your credit score is concerned. Lenders like to see a score of 620, although loans may be available with a score of 580 or less through the FHA. Keep in mind that a higher score means a lower interest rate. Pay any past-due bills, check your report for errors, and avoid opening a new line of credit before closing day.

 

  • Budget for the unexpected. You’ve saved for your down payment and first month’s mortgage, but there are plenty of other relocation costs you might not have considered. New locks and HOA fees are two examples.

 

  • Be patient. Finally, don’t rush the process. Buying a new home is a long-term commitment and one that shouldn’t be made in haste. If you must vacate your current quarters quickly, look for a furnished rental near your new hometown until you decide. And remember, it can take a month or more to close once the contract is signed, according to SmartAsset.

 

Moving and buying a new place to call home isn’t a quick and easy process. Be prepared for the unexpected, and don’t rush through the steps