As I am reading this articl below, I am wondering how difficult it must feel to a youger person not being able or being afraid to buy a home due to student loan debt. It is true that any debt will be calculated in to a mortage afforability. In todays market of raising rents the decision to buy or rent is  a major question. If  you need help I would be pleased to have the opportunity to help you ananlyse what works best for you.

"WASHINGTON – May 20, 2014 – Armed with supporting data from different sources, Consumer Financial Protection Bureau (CFPB) director Richard Cordray emphasized the need for his agency to take action on the hurdles that are keeping young Americans from buying homes."

http://www.floridarealtors.org/NewsAndEvents/article.cfm?p=2&id=308573