Please find attached a good resource for mortgages. This article will answer most to all of your questions. I am a real estate professional. I can help you find the home that best fits your needs. I can also direct to finance professionals  and although I know a lot about the process , it is not my main area of expertise. The article below is comprehensive and should answer all of your questions. It was provided to me by Ashley McNamara
Outreach Associate working with U.S. News & World Report

http://loans.usnews.com/mortgage-lenders#before-you-apply

Please feel free to call me. I would be pleased to help.

John Kavazanjian

Signature International Real Estate

www.palmbeachrealestatesource.com

561 699 3004

jkavazanji@aol.com